Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties

Get Started with a Fix & Flip Loan

Our Fix & Flip Single Loan provides short-term funding for investors to flip single properties, with the option for rehab funding. Our Fix & Flip Line of Credit offers experienced investors a line of credit they can use to acquire and/or renovate multiple properties.

Key Product Facts1

  • Rates as low as 6.99%
  • Lines of credit up to $10MM and single property loans from $50K to $1MM
  • Financing for up to 90% of acquisition costs and 95% of renovation expenses, up to 75% After Repair Value10
Loan Purpose
  • Exposure line up to $10MM for experienced investors (1+ completed flip in past 2 years)4
  • Single property loan to acquire and/or renovate a single property to resell
Interest Rate1

6.99% and up

Minimum Property Value



9 months, with optional 3 month extension

Borrower Type

LLC, Individual, Corporation, LLP or LP

Maximum Loan-to-Value (LTV)

75% of After Repair Value (ARV)7

Maximum Loan-to-Cost (LTC)
Cost is purchase price amount.
  • For Line of Credit: 90%8
  • For Single Loan: 85%8
When do we use LTV vs LTC?

Generally, we use the lesser of LTV or LTC calculation

Cash Flow Requirement


Rehab Financing
  • For Line of Credit: Funding up to 95% of rehab costs, max 75% of ARV
  • For Single Loan: Funding up to 85% of rehab costs, max 70% of ARV

Not sure whether you need the Fix & Flip Single Loan or the Fix & Flip Line of Credit?

  • The Fix & Flip Single Loan is designed for investors who need funding to flip a single investment property.
  • The Fix & Flip Line of Credit is a line of credit offered to experienced investors who plan to acquire and/or renovate multiple properties.
  • All Fix & Flip lines of credit allow investors to close quickly.
  • Both Fix & Flip Single Loan and Fix & Flip Line of Credit offer the option of rehab funding, if needed.
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