Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties

Get Started with a Fix & Flip Loan

Our Fix & Flip Line of Credit offers experienced investors a line of credit14 they can use to acquire and/or renovate multiple properties. Our Fix & Flip Single Loan requires no experience and is available to first-time investors.

Key Product Facts1

  • Rates as low as 6.99%
  • Lines of credit14 up to $10MM with individual loan amounts from $50K to $2.5MM
  • Financing for up to 90% of acquisition costs and 95% of renovation expenses, up to 75% After Repair Value10
  • Single property loans available for borrowers with no real estate investment experience
Loan Purpose
  • Exposure line14 up to $10MM for experienced investors (1+ completed flip in past 2 years)4
  • Single property loan available with no experience required
Interest Rate1

6.99% and up

Minimum Property Value



9 months (standard), with optional extensions

Borrower Type

LLC, Individual, Limited Partnership, or Corporation

Maximum Loan-to-Value (LTV)7

75% of After Repair Value (ARV)

Maximum Loan-to-Cost (LTC), Cost is purchase price amount8


When do we use LTV vs LTC?

Generally, we use the lesser of LTV or LTC calculation

Cash Flow Requirement


Rehab/Construction Financing

Funding up to 95% of rehab budget, max 75% ARV

Property Type

Non-Owner Occupied: Single family residences, 2-4 family units, Condos, Townhomes, and Multi-family properties up to 20 units

Not sure whether you need the Fix & Flip Single Loan or the Fix & Flip Line of Credit?

  • The Fix & Flip Single Loan is designed for investors who need funding to flip a single investment property.
  • The Fix & Flip Line of Credit14 is a line of credit offered to experienced investors who plan to acquire and/or renovate multiple properties.
  • All Fix & Flip lines of credit14 allow investors to close quickly.
  • Both Fix & Flip Single Loan and Fix & Flip Line of Credit14 offer the option of rehab funding, if needed.
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