Direct Private Money Financing for Real Estate Investors

Compare our Rates and Points to the Competition!

FACo is a RentRedi Partner


Long-Term Loans – Single & Portfolio Rental:

  • No W2s, paystubs, tax returns, etc.
  • No-fee alternative valuation and rent schedule option now available (for eligible properties18)
  • Funding up to 80% LTV for purchases and rate & term, up to 75% cash-out3
  • Property loans from $75K to $3MM13, Portfolio $200K – $10MM
  • Single Family Rental (SFR), condos, townhomes, PUD, 2-4 units eligible
  • Foreign Nationals allowed (70% LTV max, eligible countries only)
  • 30-year property loan terms
  • Minimum 640 FICO

Short-Term Loans – Fix & Flip | Bridge | New Construction:

  • NO prior experience required for Fix & Flip and Bridge11
  • One experience (build or flip) required for New Construction; 17
  • Bridge, Standard Rehab, and Extensive Rehab8 loan options1
  • New Construction ideal for build-ready infill, tear down, & spec homes in urban locales
  • Up to 100% rehab/construction costs and drawn balance options on Fix & Flip and New Construction
  • 12 and 18 month loan terms

About us:

  • FACo provides loans for non-owner occupied residential real estate investors
  • Loans are asset-based, no income verification, and no W-2s required
  • Nationwide lender2

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Finance of America Commercial is your partner for all of your real estate investment financing needs

We are a commercial lender specializing in specializing in residential investment property loans. Whether you’ve hit the maximum number of loans available from conventional lenders, have non-traditional income, or just want a specialized loan designed for real estate investors, we have a product to meet your needs.1

We get that earning trust means more than just doing the paperwork – it means becoming a partner

We are committed to best-in-class customer service and to being your long-term, strategic partner. Whether you’re relatively new to the investment property industry or have been taking part for decades, our team is committed to providing the most innovative solution, but always with a personal touch.