Rental Loans

Asset-based loans with no personal income verification

Get Started with Single Rental Loan

We offer both Single and Portfolio Rental Property Loans. We help beginning rental property investors purchase their first property, and help seasoned investors unlock equity from established portfolios so they can grow.

Key Facts About Our Rental Property Loans1

  • Commercial loan underwritten on property cash flow, no personal income verification
  • Easy liquidity verification process
  • Foreign Nationals eligible
  • 90-day seasoning
  • Vacation Rentals financing available
  • Nationwide Lender2
Single Rental Loan
Portfolio Rental Loan
Loan Purpose
Purchase or cash-out refi of a single property3
Purchase or refi of multiple properties in a portfolio
Key Features
  • Vacant Properties eligible for up to 100% market rent18
  • Up to 80% LTV for purchases, 75% LTV for refi
  • Up to 95% property debt to income (PDTI) ratio
  • 3 year declining point pre-pay (3%, 2%, 1%)
  • New simpler declining point pre-pay feature
  • Up to 80% LTV for purchase and refi
  • No capital expenditure or cash management requirements19
  • All loans are non-recourse
Interest Rate1
4.5% - 6.5%
4.75% - 6.5%
Term
30-year fixed, interest-only available17
5-10 years with balloon, interest-only options available
Borrower Type
LLC or Individual
LLC
Minimum FICO
620
600
Loan Amount
$75K - $1.5MM15
$500K - $100MM
Property TypeNon-Owner Occupied:
  • Single Family Residences (SFR)
  • 2-4 unit properties
  • Condos
  • Townhomes
Non-Owner Occupied:
  • Single Family Residences (SFR)
  • 2-4 unit properties
  • Condos
  • Townhomes
  • Multi-family 5-20 unit properties

Not sure if the Portfolio Rental Loan works for you? Use this checklist to see!

  • Do you have 5 rent-producing doors, with a total portfolio value of $700,000?
  • Do each of your properties have a value of at least $50,000?
  • Are you a long-term investor?
  • If you answered yes to these questions, complete the fields below to get started with our Portfolio Loan!
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