Rental Property Investor Loans

Single & Portfolio Rental Financing

Our residential rental property loans enable experienced investors to purchase individual rental properties to grow their portfolio (no first-time home buyers). Investors use this loan to refinance a property for a better rate, or use equity to take cash out.3

Key Facts About our Single Rental Loan Product:

  • DSCR loan based on property cash-flow. No W2s, paystubs, or personal income verification required.
  • No-fee alternative valuation and rent schedule option now available (for eligible properties18)
  • Funding up to 80% LTV for purchases and rate & term, up to 75% cash-out3
  • Property loans from $75K to $3MM13
  • Single Family Rental (SFR), condos, townhomes, PUD, 2-4 units eligible
  • No first-time homebuyers
  • Foreign Nationals eligible (75% LTV max, eligible countries only)
  • 30-year property loan terms. Interest-only option available.
  • Minimum 640 FICO

Get a Quote!

Complete the form below and one of our Account Executives will contact you to discuss your needs.

All fields required.

  • By submitting your phone number, you expressly consent to authorize Finance of America Commercial to contact you at the number you provide with information about our loan products and to continue your application. Calls may be made using automated dialing and other phone technology. You do not need to consent to receive calls as a condition of receiving services from us. By completing this form, you agree to receive offers, promotions and other email messages from Finance of America Commercial. You may unsubscribe at any time.

Finance of America Commercial is your partner for all of your real estate investment financing needs

We are a commercial lender specializing in rental property and Fix & Flip investment loans. Whether you’ve hit the maximum number of loans available from conventional lenders, have non-traditional income, or just want a specialized loan designed for real estate investors, we have a product to meet your needs.1

We get that earning trust means more than just doing the paperwork – it means becoming a partner

We are committed to best-in-class customer service and to being your long-term, strategic partner. Whether you’re applying for your first rental property loan, need short-term funding for a Fix & Flip property, or want to refinance an established rental portfolio, our team is committed to providing the most innovative solution, but always with a personal touch.