Rental Property Investor Loans

Single & Portfolio Rental Financing

Our residential rental property loans enable experienced investors to purchase individual rental properties to grow their portfolio (no first-time home buyers). Investors use this loan to refinance a property for a better rate, or use equity to take cash out.3

Key Facts About our Single Rental Loan Product:

  • DSCR loan based on property cash-flow. No W2s, paystubs, or personal income verification required.
  • No-fee alternative valuation and rent schedule option now available (for eligible properties18)
  • Funding up to 80% LTV for purchases and rate & term, up to 75% cash-out3
  • Property loans from $75K to $2MM13
  • Single Family Rental (SFR), condos, townhomes, PUD, 2-4 units eligible
  • No first-time homebuyers
  • Foreign Nationals eligible (75% LTV max, eligible countries only)
  • 30-year property loan terms. Interest-only option available.
  • Minimum 640 FICO

Want to consolidate 2 or more properties under a single loan? Consider a Portfolio Rental Loan.

  • Designed for buy-and-hold investors
  • 5, 7, 10-year (standard), and 30-year term (Portfolio Express) available
  • Loans from $750K – $5MM ($500K minimum if 5+ unit property included)

Get a Quote!

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Finance of America Commercial is your partner for all of your real estate investment financing needs

We are a commercial lender specializing in rental property and Fix & Flip investment loans. Whether you’ve hit the maximum number of loans available from conventional lenders, have non-traditional income, or just want a specialized loan designed for real estate investors, we have a product to meet your needs.1

We get that earning trust means more than just doing the paperwork – it means becoming a partner

We are committed to best-in-class customer service and to being your long-term, strategic partner. Whether you’re applying for your first rental property loan, need short-term funding for a Fix & Flip property, or want to refinance an established rental portfolio, our team is committed to providing the most innovative solution, but always with a personal touch.