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Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties

9.75%

*

Our Fix & Flip loans allow investors to acquire and/or renovate various types of properties.

Key Facts About Our Fix & Flip Loans

Fix & Flip Loan
LOAN PURPOSE
Rehab loan for non-owner occupied residential investment property
LOAN AMOUNT
$50K - $5MM
TERM
12 months standard,
18 month option case-by-case
BORROWER TYPE
Entity required
MINIMUM EXPERIENCE
NO prior experience required
MAXIMUM LOAN-TO-VALUE (LTV)
Up to 70% After Repair Value (ARV) LTV
Maximum Loan-to-Cost (LTC)
Cost is purchase price amount
Up to 90% LTC
WHEN DO WE USE LTV VS LTC?
Generally, we use the lesser of LTV or LTC calculation
REHAB/CONSTRUCTION FINANCING
Funding up to 100% rehab budget up to % Approved LTV of Total Costs
FOREIGN NATIONALS
Not allowed from ineligible country list
PROPERTY TYPES
Non-Owner Occupied:
- Attached or detached SFR
- 2-4 unit properties
- Townhomes
- Condos

Term

12 months standard

18 month option case-by-case

Rehab/Construction Financing

Funding up to 100% rehab budget up to % Approved LTV of Total Costs

Maximum Loan-To-Cost(Ltc) Cost Is Purchase Price Amount

Up to 90% LTC

Maximum Loan-To-Value(Ltv)

Up to 70% After Repair Value (ARV) LTV

When Do We Use Ltv Vs Ltc?

Generally, we use the lesser of LTV or LTC calculation

Recourse

Full Recourse Only

Loan Amount

$50K - $5MM

Loan Purpose

Rehab loan for non-owner occupied residential investment property

Borrower Type

Entity required

Property Types

Non-Owner Occupied:

Attached or detached SFR

2-4 unit properties

Townhomes

Condos

Foreign Nationals

Not allowed from ineligible country list

Minimum Experience

NO prior experience required

Over $8 Billion in loans for Real Estate Investors
Why Choose a FACo Fix & Flip Loan?
  • Fix & Flip loans are great for renovation projects, big or small.
  • Grow with FACo: As you fund more property loans with us and gain experience, your terms may improve.
  • Extensive Rehab financing is available for larger Fix & Flip projects.

We have the product to meet your needs.

 Important Note: If you are a broker, please call your FACo Account Executive to initiate access to your new and enhanced portal. If you don’t know who your Account Executive is, please call (866) 464-3226 .

Get Started

Complete the form below and a member of our experienced sales team will reach out to you directly to discuss your goals and answer any questions you may have.









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