Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties

Get Started with a Fix & Flip Loan

Our Fix & Flip Single Loan provides short-term funding for investors to flip single properties, with the option for rehab funding. Our Fix & Flip Line of Credit offers experienced investors a line of credit they can use to acquire and/or renovate multiple properties.

Key Product Facts*

  • Rates as low as 6.99%
  • Lines of credit up to $10MM and single property loans from $50K to $3MM
  • Financing for up to 90% of acquisition costs and 95% of renovation expenses
Interest Rate

6.99% and up

Minimum Loan Amount

$50,000

Term

9 months, with optional three-month extension

Borrower Type

Individual, LLC, Corporation, LLP or LP

Acquisition Financing**
  • For Line of Credit: Funding up to 90% of purchase price
  • For Single Loan: Funding up to 85% of purchase price
Rehab Financing
  • For Line of Credit: Funding up to 95% of rehab costs, max 75% of after-repair value (ARV)
  • For Single Loan: Funding up to 85% of rehab costs, max 70% of ARV

Not sure whether you need the Fix & Flip Single Loan or the Fix & Flip Line of Credit?

  • The Fix & Flip Single Loan is designed for investors who need funding to flip a single investment property.
  • The Fix & Flip Line of Credit is a line of credit offered to experienced investors who plan to acquire and/or renovate multiple properties.
  • All Fix & Flip loans allow investors to close quickly.
  • Both Fix & Flip Single Loan and Fix & Flip Line of Credit offer the option of rehab funding, if needed.
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*Loans are subject to investor and business credit approval, appraisal and geographic location of the property and other underwriting criteria. Loan amounts and rates may vary depending upon loan type, LTV, verification of application information and other risk based factors. Application fees, closing costs and other fees may apply.
**Acquisition financing is determined by a combination of factors, including experience, liquidity, net worth, and FICO score.